Last year my ex-wife and I were threatened with legal action over a hospital bill. My ex had an emergency room visit. She is covered under not one, but TWO insurance policies. This is what I don't understand... part of the bill was paid for with not even a whisper of contempt. BUT, someone messed up and didn't send part of the bill to insurance. So, we are told that the liability for over $3,000 worth of charges is OURS. Why? Because the hospital didn't bill it correctly!!! AND, it is up to US to prove that we shouldn't pay!
Several weeks ago I receive a collection notice from a hospital visit my ex-wife had five or so years ago. She was even double covered then. Why am I NOW receiving notification that someone thinks I owe them money?
It isn't just hospitals. I signed up for a cell phone plan YEARS ago. The sales person promised roaming and LD was free. Great. I make a drive to Illinois and get a bill of over $1,300!!! The company told me that the plan I had didn't offer free LD or roaming. Further, they tell me that they don't offer that plan anywhere!
I pick up a Sunday Chicago Tribune and there... a 1/2 page add from the same company advertising free LD and roaming. I call them back and refuse to pay. I tell them I want to see a copy of the contract I signed. They say it is lost but I still owe the money. I tell them that they will not see a single cent from me until they proove I owe it. They tell me that I have to proove that I don't owe it. How the hell do I do that???
Ah, phone companies. I spent 30 minutes talking to a collection company this morning about a phone bill way back in 2003 when I lived in Illinois. We were at this house only a month, yet the phone company says we were there for nearly 5. No. They don't have to prove that I owe the money. Their word is gold and true. I am the one who must prove I don't owe it. Who the hell keeps recipts through 2 moves and 4 years?
On the brighter side, the proper size tool is at Cycle Gear... or at least that's what I am told. They will have to prove it.